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Welcome!

ERSRI.org is your source for the latest information from Employees’ Retirement System of Rhode Island, the state’s largest public employee retirement system. 

The $8 billion retirement system works with state employees, teachers, the Municipal Employees’ Retirement System (MERS), MERS police and fire, correctional officers, BHDDH nurses, state police, and judges.

Here, you'll find the latest tools to help you plan for your retirement, calculate your benefits and eligibility, and understand how laws and regulations may affect you.

Are You Planning to Retire Soon?

Are you planning to retire within the next nine months? If so, ERSRI offers group retirement counseling sessions at our Warwick office. During your counseling session, ERSRI will provide you with a benefit estimate and the required retirement forms. You may also want to review ERSRI's Retirement Planning Checklist.

Please schedule your counseling session six to nine months before retirement by calling ERSRI at 401-462-7600.

If you have additional questions, please contact ERSRI using our "Contact Us" page or by phone at 401-462-7600.
The ERSRI Member Service Center is open Monday - Friday from 8:30 a.m. until 4:00 p.m.                              

News and Updates

COVID-19 Update

Pension payments will be paid in full and on time.

March 30, 2020: As Rhode Island responds to the COVID-19 pandemic, the health and safety of members remains our top priority. We are especially grateful to our members who are on the front lines ensuring public safety and providing essential services, and to our dedicated educators who are overcoming unprecedented obstacles to teach Rhode Island's students.
 
ERSRI is open and operational. We have instituted our business continuity plan which includes tele-working policies for employees who can work remotely. This may temporarily reduce staffing levels and impact response times. We appreciate your patience and understanding.
 
All divisions of Rhode Island Treasury, including ERSRI, have taken measures to ensure that payments to Rhode Islanders, including pension and disability payments, tax refund checks, unclaimed property claims, and unemployment insurance benefits are made on time. Retirees will continue to receive their pension benefit payments as usual.
 
To ensure that Rhode Island is able meet our financial obligations, even as tax revenues decline, the state has taken unprecedented action.
 
Last week, Governor Raimondo and Treasurer Magaziner requested that the General Assembly convene the Disaster Emergency Funding Board for the first time in state history. The Board authorized the state to borrow up to $300 million, as an emergency line of credit, to guarantee that the state can continue to provide essential services to residents.
 
Under no circumstances will money from the pension system be used to balance the state budget, as was done during the credit union crisis of the 1990s.
 
Rhode Island has implemented mandatory COVID-19 screening for all employees and visitors to state buildings, including the Member Service Center. Please do not to come to the Service Center unless it is a necessity. We will gladly help you with any issue via phone, email or online.
  • All Group Retirement Counseling sessions are postponed. Retirement counselors will reach out to affected members individually to discuss alternate options.
  • Appointments with Retirement Counselors will be held over the phone. If you have an appointment, your retirement counselor will be in touch to discuss details.
If you have pension-related questions, please call the Service Center at 
401-462-7600 Monday - Friday from 8:30 a.m. until 4:00 p.m. or
contact us by e-mail at ersri@ersri.org
 
Additional resources for members, including fact sheets and forms, are available anytime at ERSRI.org
 
COVID-19 Information & Resources
 
If you have questions about COVID-19, please visit health.ri.gov/covid or call 401-222-8022 (Mon-Fri 8:30am-4:30pm). Outside of business hours, please call 211.

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 Reviewing and Updating the Beneficiary on your Retirement Account

February 2020:  Following major life events, including marriage, divorce, births and deaths, ERSRI encourages active employees and retirees to review the beneficiary information on their retirement account.

ERSRI pays a death benefit to your designated beneficiary. The death benefit is a one-time payment of $800 per full year of service, up to a maximum of $16,000. Following retirement, the benefit is reduced by 25% each year with a minimum benefit of $4,000.  You may name one or more beneficiaries. 

To learn more about reviewing and updating your beneficiary, please click here.

       
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Rhode Island pension fund earned $1.3 billion from investments in 2019

January 30, 2020: The Rhode Island pension fund returned 16.7% in 2019, earning $1.3 billion from investments, allowing it to end the year with an all-time high value of $8.78 billion. The 16.7% return significantly outperformed the fund's benchmark of which earned 15.0%. The performance was led by investments in global public equities, primarily in low-fee index funds designed to provide long-term growth. 

Detailed information about the fund, including the 'Back to Basics' investment strategy, performance, and detailed information about its managers are published online as part of Treasurer Magaziner's "Transparent Treasury" initiative at investments.treasury.ri.gov

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Members of 54 MERS plans will receive a COLA in 2020

January 13, 2020: Members of fifty-four municipal (MERS) pension plans will receive a cost-of-living adjustment (COLA) in 2020. All members of these 54 plans who retired before June 30, 2012 and were previously receiving or eligible for a COLA will receive a COLA beginning the month following their retirement date in 2020.

Click here for a list of MERS plans providing a COLA in 2020.
Click here for a handout with more information about how the COLA is calculated. 

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  Retirees - Does ERSRI Have Your Current Mailing and E-mail Address?

Each month, ERSRI sends an e-mail to retirees letting you know that your Pay Statement is available to view, as well as quarterly e-mails letting you know when Compass, ERSRI’s newsletter, is available.

To update your contact information, please log into your account and click on the “Update My Personal Information” icon, which looks like this:
If you have have changed your address, phone number or e-mail, please make sure that you have informed the Retirement System.  You can log onto your account and then click:

There, you will see a “Changing Your Personal Information” box, which looks like this:



Simply update any outdated information and click the green “Update” button and you’re done.
 

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